Friday, October 12, 2018

Medicare Open Enrollment - A Snippet

"You get the Humana plan from AARP.  Everyone does."

That was the advice TBG got when he turned 65.  From everyone.  That was the advice I got, too, two years later.  So that's what we got.  And it was good.

We have simple needs.  The plan met them.  And it had a fabulous feature - Silver Sneakers.

Do you know Silver Sneakers?  You give your name and address and the staff at any affiliated gym looks you up on the computer and gives you a access to the facility.  For free. 

And there are lots of affiliates.  LA Fitness.  The Y. 

The Fit Stop 5 minutes from Little Cuter's house kept me sane while awaiting Giblet's arrival. Silver Sneakers let me follow my yogi to Planet Fitness one Sunday morning.  All at no cost, with minimal paperwork and a welcoming attitude from everyone, every time. 

I'm using it just the way it was intended - it gets me moving in situations where I might otherwise not.

And so, because I use it and I love it and it saves me a monthly gym membership, because it's effective in the most basic way, the way every doctor talked about with G'ma as she aged, because those who don't move, die, that plan that everyone gets will no longer include Silver Sneakers as a member benefit.

It's replaced by 50% off our LA Fitness membership, and a discount at affiliates. 

That's $360 a year we'll have to add to the cost of coverage in 2019, unless our adviser can suggest a better solution. 

That's vacations where working out will be behind one more obstacle, if the opportunity exists at all.

That's the first step in forgetting why I chose the apartment furthest from the dining room when G'ma moved to The Old Folks Home; it was the only exercise she got, and then only because she was hungry. 

Sigh.  Just when I thought things couldn't get worse. 


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  2. That is really unfortunate about Silver Sneakers. I have friends with that benefit and they really like it and use it a lot as they travel from state to state in their RV. Our highly priced supplement never had it, and I wish it did.

    1. Feels like the gods conspiring against me... just when I get things organized, shit happens.

  3. Too bad they're taking the Silver Sneakers away. Probably because so many Boomers were actually taking advantage of it. Time to look for another plan?

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